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Title Insurance Vital to Protecting Homebuyers – Part III

*Part III

The majority of the one-time title insurance premium covers the cost to discover, identify and repair issues caused by events that occurred in the past. Because of these preventive measures, title insurance is fundamentally different from all other forms of insurance, which charge annual premiums to provide insurance protection for future events. The curative work performed by title agents minimizes the fear, disruption and distress that title claims have on homeowners. Read the rest of this entry

Title Insurance Vital to Protecting Homebuyers – Part I

*Part I

By Jennifer Ferri, owner and operator of Title Junction, LLC

As recently as this summer, some questioned the use of title insurance, suggesting it was an unnecessary expense when purchasing a home. Yet over the last few months, reports that paperwork in the foreclosure process could be invalid have raised questions about the validity of title to foreclosed properties and sparked fear that homeowners who purchased in good faith could possibly lose their home. Read the rest of this entry