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How do I get a re-issue rate (discount) on my title insurance?

The requirements to obtain the re-issue or reduced rate for your title insurance (in Florida) are pretty straight forward.  You only need your prior title policy for the identical land involved in the current transaction, so long as you are the person on title. The reissue rates are described out below.  You are entitled to the reissue rate whether the new transaction is insured by the prior insurer or a new insurer. For a sale/purchase the policy must be within 3 years to date, for a refinance the policy never expires for a discount! Read the rest of this entry