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Vocabulary Lesson 8

vocabulary property guiding

Lesson 8

Ever wonder what the fees on your HUD meant, let alone what they were? In this vocab lesson, see what it is you are really paying for. Read the rest of this entry

Real Estate Title Insurance ….Questions???

Ever wonder about all the questions you need to ask before or at a closing? Most of the time people do not know what should be asked. I say that if it’s on your mind, silly or not, it should be asked.  So, here we list more questions, just to help you out!! Have a question you don’t see in our blogs, call us! Read the rest of this entry

5 Easy and Quick Title Insurance Facts

What is title insurance? Why do I need it? What exactly am I paying for? Title insurance can be a confusing piece of a real estate transaction for many. To cut through some of the confusion here is title insurance in a nutshell: Read the rest of this entry

Title Insurance Vital to Protecting Homebuyers – Part II

*Part II

Unlike most other types of insurance, you pay a one-time premium at the time of your home purchase for coverage that continues as long as you or your heirs own the property. Depending on where you live, the cost of an owner’s policy is marginal when a lender’s policy is also being issued.  This “simultaneous issue” discount means you do not pay full premium for owner’s and lender’s policies. You may even split settlement costs with the seller for the lender or owner’s policy. Depending on the state, rates are set by the state’s Department of Insurance or by the companies themselves. Consumers should ask their local title company how rates are determined and what services are included in the rate for where they live. Read the rest of this entry

Questions I Get Frequently Asked

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