Blog Archives

Hazard Insurance

Hazard Insurance

By law, hazard insurance which is also referred to as Homeowners Insurance (HOI) is required on every home in which there is a mortgage loan.  Having proper coverage in not only important for protecting the homeowner, but also for protecting the lender; therefore, before a lender approves any loan, this particular item is thoroughly examined.  Let me discuss further.  Read the rest of this entry

Buyer’s Closing Costs vs. Seller’s Closing Costs

If you’ve read Jennifer’s blogs, you know the definition of closings costs.  Certain fees are automatically assigned to either the buyer or the seller; other costs are either negotiable or dictated by local custom.  Since we have many transients in Florida, I get asked about this a lot.  Here’s what you can expect: Read the rest of this entry