Blog Archives

Should I refinance my current mortgage now?

I have had the question ” should I refinance now” several times and want to send out some basic information about refinancing.  First,  even with a reduced interest rate you need to make sure you look at the complete picture.  Many companies are encouraging everyone to refinance because rates are so low.  Well, let’s remember there are costs associated with refinancing and your term can come into play too. Read the rest of this entry

What is a USDA Loan?

What Is A USDA Loan? USDA Loans offer affordable 30 year terms with 100% financing. That means no money down!
No Money Down: For starters, a USDA loan is one of the only loan programs offered that allows you to finance 100% the purchase price. That means no down payment of any kind! Read the rest of this entry