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Home Buying Checklist

Home Buying Checklist

Gather as much information as you can. Be an informed buyer.
Familiarize yourself with the mortgage process.
Before you look for a home – Get Pre-Approved. Getting pre-approved helps the entire home buying process.
Be aware of your credit situation. Knowing your credit picture makes it much easier to decide which way to proceed.
Have a budget before you move. Maximize your financial picture.
Find an Agent that you trust. It is important to do this before you go rushing off looking for homes or you may end up with no representation.
Decide on your wants and needs to determine what types of homes you should be considering.
Have general questions about buying a home. Make a list to ask.
House Hunting! Make and keep a scorecard for each property.
When you find an acceptable home, write an offer!
Using the information you have, negotiate your best deal!
Arrange for your home inspection. You will not want to skip this step!
Learn about home warranties and what they cover. This could prove useful.
Secure Homeowners insurance , compare quotes as this is a long term expense.
Arrange for closing agent. Sometimes this is done by the seller. Double check.
If you plan to use a moving company, make comparisons and reserve time now.
Secure final loan approval and commitment from the lending institution. Well on your way to a closing!
Do a final walk through on the home.
Closing day!!!!
Move to your new home and begin enjoying it–you deserve it!

Here at Title Junction we want to help you organize what you need to get to the closing table.  Call us today @ 239-415-6574 so we can walk you through your home buying experience!! Or find us on the web at www.title-junction.com

3 Top Perks of Homeownership

perks of homeownership3 Top Perks of Homeownership

 

Many people refer to owning a home as the “American Dream.” The reason they do is because owning a home has so many advantages compared to renting and paying someone else. Here is a small list of some of the perks of owning your own home. Read the rest of this entry

A Sellers Closing Timeline for your Fort Myers or Cape Coral Home

A Sellers Closing Timeline for your Fort Myers or Cape Coral Home

Once you’ve accepted the buyer’s offer or negotiated a deal acceptable to all parties you can expect to spend about 6-8 weeks working to get to the closing table. Not all of the work will be done by you, but you’ll need to spend time completing the tasks on your closing to-do list. Read the rest of this entry

How to prepare for an appraisal

How to prepare for an appraisal

It is not often that you have an appraisal done on your home, especially if you haven’t been in the market to sell home after home. One of the first things that come to mind is, “What do I need to get ready for this?”.  Here are some helpful tips you can do to prepare for an appraiser to come to your home. Read the rest of this entry

Florida’s 350 Biggest Companies for 2014 – Florida Trend

Florida’s 350 Biggest Companies for 2014 – Florida Trend

Florida Trend’s annual ranking of the largest companies in the state is out for 2014.

There are 125 Public Companies and 225 Private Companies. Some of the public companies include; Royal Caribbean Cruises, Chico’s FAS, Office Depot, AutoNation, Hertz Global Holdings and Lennar. The private companies include; Publix Supermarkets, NASCAR, Abbey Carpet, Rooms To Go, Beall’s and Arthrex. Most of these companies are in our local tri-county area. Read the rest of this entry