Blog Archives

How Is My Credit Score Calculated?

How Is My Credit Score Calculated?

Understanding how your credit score is calculated is critical when trying to build your credit.  There are several different factors that make up your credit score.  These factors are grouped into five different categories; all of which are weighted by different percentages.  Knowing this information can help anyone who wants to build their credit as fast as possible. Read the rest of this entry

Developing Family Heirlooms, traditions and Values Heirloom

Developing Family Heirlooms, traditions and Values Heirloom: A valued possession passed down in a family through succeeding generations, something of special value handed on from one generation to another, an object that has been in a family for generations. Read the rest of this entry

Who REALLY understands Closings Costs anyway?!

Understanding Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and seller, as spelled out in the purchase contract. The cost split on these fees is, to an extent, negotiable. As I negotiate the purchase contract on your behalf, I will strive to achieve not only the selling price that you want, but to also limit the number and amount of closing costs for which you are responsible. Read the rest of this entry

Loan servicers face strict federal rules

WASHINGTON – Aug. 10, 2012 – The government’s consumer lending watchdog proposed new rules Friday aimed at protecting homeowners from unexpected costs and shoddy service by companies that collect their monthly mortgage payments. Read the rest of this entry