Blog Archives

Hybrid Adjustable Rate Mortgage (ARM)

Hybrid Adjustable Rate Mortgage (ARM)

In the past two blogs I discussed several loan products most commonly found in today’s mortgage environment.  Depending on ones personal finances or goals, there are some other loan products that one might also consider.  These products will finish my discussion pertaining to adjustable rate mortgages (ARM). Read the rest of this entry

Interest Rates & Indexes

Interest Rates & Indexes

Last week I discussed the fully indexed rate (interest rate) on an adjustable rate mortgage (ARM).  I explained how the fully indexed rate equals the index that the note is tied to plus the margin that is determined by the lender.  Understanding the interest rate risks involved with an ARM is critical to making the right decision when it comes to choosing a mortgage product. Read the rest of this entry

Mortgage Loan Products – Part II

Mortgage Loan Products Part II

Last week, I discussed how in today’s mortgage industry there are many different loan products to choose from, and how understanding these products can be vital for particular circumstance within the current economic environment.  I am going to continue my discussion and cover Graduated Payment Mortgages (GPM) as well as the popular Adjustable Rate Mortgages (ARM).    Read the rest of this entry

Vocabulary Lesson 6

vocabulary property guidingABC – XYZ…and everything in between! Read the rest of this entry

Vocabulary – Lesson 4

vocabulary property guidingLesson 4 Read the rest of this entry