Category Archives: Legal

What Is Your Home Really Worth?

What Is Your Home Really Worth?

The value of your home can change day to day, week to week, and certainly month to month. If we learn from our past, we know that home prices can rise and drop very quickly. So, if you are thinking of selling your home today, you need to know the actual value of your home so you don’t price it too high or too low. Your realtor is the person to speak with on this subject; they have access to all the information necessary to make an informed decision on pricing. Read the rest of this entry

Defending Against Garnishment

Defending Against Garnishment

Last year, I helped an individual whose wages were being garnished, and I was shocked to see a practice which was considered common. In response to my client’s exemption affidavit the attorney for the creditor signed an affidavit in opposition on behalf of their clients. Read the rest of this entry

Buying Your Home

Buying Your Home

I don’t care if it’s your first home or your ninth home, when buying real estate, you should ALWAYS consult with a Realtor. A good real estate agent is like a property detective. They research neighborhoods, schools, and HOAs. Looking at homes on the internet is fine, and can really assist a home buyer in figuring out what their needs are: however, can you tell if many of the homes in the community are rentals by looking at the internet? No, you cannot. What about obtaining and reading the HOA docs and understanding all that is written in them? That is a big undertaking. Read the rest of this entry

Buying Real Estate 101

Buying Real Estate 101

When is the right time to buy real estate? Well that all depends upon what your purpose is. Are you buying real estate for your personal residence or as an investment property? If you are buying as a personal residence, your motives are quite different, and you should be thinking about your needs. Timing may be an issue, but hopefully it is not the motivating factor as your dream home may be over looked in your haste. Read the rest of this entry

Are You Thinking About Buying a Foreclosure?

Are You Thinking About Buying a Foreclosure?

Purchasing properties in foreclosure can be very tricky business, and it requires total commitment to the details; otherwise a great idea can turn out to be a great disaster. Not only are you purchasing the property “AS IS”, which causes many other problems; you will also need to know about the HOA/COA outstanding dues, the property taxes and other liens on the property, if any. Likewise, you will want to check out the location of the home and see if there are any future city projects planned which will require a substantial contribution from each homeowner in the area. (Remember Cape Coral’s Water Project). Read the rest of this entry