Home Buying Checklist
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Gather as much information as you can. Be an informed buyer. |
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Familiarize yourself with the mortgage process. |
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Before you look for a home – Get Pre-Approved. Getting pre-approved helps the entire home buying process. |
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Be aware of your credit situation. Knowing your credit picture makes it much easier to decide which way to proceed. |
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Have a budget before you move. Maximize your financial picture. |
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Find an Agent that you trust. It is important to do this before you go rushing off looking for homes or you may end up with no representation. |
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Decide on your wants and needs to determine what types of homes you should be considering. |
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Have general questions about buying a home. Make a list to ask. |
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House Hunting! Make and keep a scorecard for each property. |
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When you find an acceptable home, write an offer! |
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Using the information you have, negotiate your best deal! |
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Arrange for your home inspection. You will not want to skip this step! |
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Learn about home warranties and what they cover. This could prove useful. |
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Secure Homeowners insurance , compare quotes as this is a long term expense. |
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Arrange for closing agent. Sometimes this is done by the seller. Double check. |
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If you plan to use a moving company, make comparisons and reserve time now. |
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Secure final loan approval and commitment from the lending institution. Well on your way to a closing! |
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Do a final walk through on the home. |
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Closing day!!!! |
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Move to your new home and begin enjoying it–you deserve it! |
Here at Title Junction we want to help you organize what you need to get to the closing table. Call us today @ 239-415-6574 so we can walk you through your home buying experience!! Or find us on the web at www.title-junction.com
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