Home Buying Checklist

Home Buying Checklist

Gather as much information as you can. Be an informed buyer.
Familiarize yourself with the mortgage process.
Before you look for a home – Get Pre-Approved. Getting pre-approved helps the entire home buying process.
Be aware of your credit situation. Knowing your credit picture makes it much easier to decide which way to proceed.
Have a budget before you move. Maximize your financial picture.
Find an Agent that you trust. It is important to do this before you go rushing off looking for homes or you may end up with no representation.
Decide on your wants and needs to determine what types of homes you should be considering.
Have general questions about buying a home. Make a list to ask.
House Hunting! Make and keep a scorecard for each property.
When you find an acceptable home, write an offer!
Using the information you have, negotiate your best deal!
Arrange for your home inspection. You will not want to skip this step!
Learn about home warranties and what they cover. This could prove useful.
Secure Homeowners insurance , compare quotes as this is a long term expense.
Arrange for closing agent. Sometimes this is done by the seller. Double check.
If you plan to use a moving company, make comparisons and reserve time now.
Secure final loan approval and commitment from the lending institution. Well on your way to a closing!
Do a final walk through on the home.
Closing day!!!!
Move to your new home and begin enjoying it–you deserve it!

Here at Title Junction we want to help you organize what you need to get to the closing table.  Call us today @ 239-415-6574 so we can walk you through your home buying experience!! Or find us on the web at www.title-junction.com

Posted on December 19, 2014, in Title and tagged , , , , , , , , , , . Bookmark the permalink. Leave a comment.

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