The Value of The Notary Public To A Title Insurance Agency

The Value of The Notary Public To A Title Insurance Agency

Many things must happen in order for a property to close successfully. First, the buyer and seller must come to an agreement on price and financing must be secured. After that, the title insurance agency gets involved and starts the behind the scenes work to have the property ownership transferred from the seller to buyer.

Title Insurance Agency Capabilities

notary public property guidingThe title agency actually plays a critical role in the transaction: it is the responsibility of the title agency to ensure the closing happens. Title insurance agencies handle all aspects of real estate closings. At Title Junction, for example, our full service Fort Myers title insurance agency can serve as an escrow agent, witness courtesy closings and provide notary services in addition to providing real estate title insurance. Title insurance agencies will research the title to ensure there are no liens against the property or other holds on the title. We will also order the survey and prepare the deed for ownership transfer.

The title agency coordinates closing instructions between the buyer and seller’s representatives, and the lender. A title insurance agency does not work on behalf of any one party over the other. Rather, the agency’s role is to remain completely neutral in the transaction. We are only interested in making everything occur that is needed for the closing to happen. So, although either party can choose what title agency to use, the title agency works equally with everyone involved in the transaction.

 The Role Of The Notary

Title agencies also often provide notary services. This is due to the sheer number of mortgage and closing documents that require a notary signature or seal in every transaction. It is not unusual for a notary at a title agency to be referred to as a notary-signing agent. This simply means that the notary has had specialized training and experience in signing and acting as a witness to escrow and mortgage documents. In fact, you should feel good about having a notary-signing agent working at your closing because it means they have extensive experience handling real estate property ownership transfers.

Our Fort Myers notary’s role as an impartial witness to the signing plays an important role at closing too. One of the core services provided by a notary is his or her ability to prevent fraud. A notary does this by verifying that the signers are who they say they are, understand what they are signing and are doing so of their own free will.

It is for these reasons that Title Junction employs notaries in our offices in Fort Myers. Notary publics on staff means our agency can provide a convenient service for customers, and facilitate a great number of closings at our office.

Title Junction is a full service real estate title company serving the area of Fort Myers, Cape Coral and the entire state of Florida since 2005. The company handles a number of real estate title services for both commercial and residential properties. Employees of Title Junction can also act as a witness in courtesy closings as well as an escrow agent or a notary public. Please contact Jennifer Ferri of Title Junction, LLC for further information @ 239-415-6574 or www.title-junction.com

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Posted on July 19, 2013, in Title and tagged , , , , , , , , , , , , . Bookmark the permalink. Leave a comment.

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