Blog Archives

How to Own a Home in 2013!

Happy New Year, welcome to 2013.  Many people may have a New Year’s resolution to become a homeowner in 2013.  Well, Property Guiding would love to help you make this a realty.  I want to start again with the basic information to get things going: Read the rest of this entry

Home Purchase Timeline

I have been asked over the last few months to explain the timeline for purchasing a home.  Let me start by saying each bank is different.  What one bank or mortgage company does, many times will not be the same for others.  I have found in my years of experience, each company has their own niche.  As a mortgage broker, able to shop mortgages with several lenders, this allows me to select a company based on their strengths in loan programs and turn times.  Read the rest of this entry

Loan Application Checklist

To help you gather the documentation needed for your loan pre-approval or approval, please use the following checklist: Read the rest of this entry

What are YOUR responsibilities while in escrow?

While there are many steps to the process of purchasing your home, one of the last steps is the time in which your loan is being processed. This time is referred to as “being in escrow”.  This occurs after your purchase offer has been accepted and after you have provided your earnest money to your escrow agency. Read the rest of this entry

How to start your Mortgage

I wanted to start this blog with helpful hints to start your mortgage. Information you will need to have ready, common questions to ask, and what to expect as the next step. At this point you have found the perfect home that fits your pre qualified budget. It is time to start the mortgage application process. You should be in contact with your loan office and set up an appointment. Read the rest of this entry

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