Blog Archives

Understanding Your HUD Settlement Statement

Understanding Your HUD Settlement Statement

It is not uncommon for buyers and sellers to be confused when trying to understand each line item on their HUD settlement statement.  These items at times can be perplexed when it isn’t something seen everyday.  The HUD settlement statement is basically the receipt for the real estate transaction, so it is very important to have an absolute understand.  Read the rest of this entry

Who REALLY understands Closings Costs anyway?!

Understanding Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and seller, as spelled out in the purchase contract. The cost split on these fees is, to an extent, negotiable. As I negotiate the purchase contract on your behalf, I will strive to achieve not only the selling price that you want, but to also limit the number and amount of closing costs for which you are responsible. Read the rest of this entry

Buyer’s Closing Costs vs. Seller’s Closing Costs

If you’ve read Jennifer’s blogs, you know the definition of closings costs.  Certain fees are automatically assigned to either the buyer or the seller; other costs are either negotiable or dictated by local custom.  Since we have many transients in Florida, I get asked about this a lot.  Here’s what you can expect: Read the rest of this entry

How to start your Mortgage

I wanted to start this blog with helpful hints to start your mortgage. Information you will need to have ready, common questions to ask, and what to expect as the next step. At this point you have found the perfect home that fits your pre qualified budget. It is time to start the mortgage application process. You should be in contact with your loan office and set up an appointment. Read the rest of this entry

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